Isabelle Petersen, known as Ike, a private investigator, has been summoned to a privately owned Caribbean island resort to investigate the death of one of the owners. The co-owner of the resort does not believe his brother was killed as the result of a boating accident but rather believes he was murdered because of his brother's suspicion that something illegal was happening on the island, but he had no idea what it could be. Ike is there to look into anything that seems suspicious and report to the remaining owner, Paul MacKenzie, whatever she discovers. But one of the employees of the resort is becoming a distraction because of the way he commands her mental attention and physical attraction.

Paul MacKenzie, known as Mac, is certain his brother Phillip's boating accident was the result of foul play. Phil had summoned him to the island to help him discover what was being perpetrated "right under his nose" because of one side of a phone conversation he'd overheard. So Mac had taken the advice of his former commanding officer in the Army Special Forces and hired Ike Petersen to come and look into operations at the resort and see if they could discover what he and Phil had been unable to uncover. Mac soon discovers Ike Petersen is not who he thought she was, but she is determined to do what he and his brother could not, even while fighting the love Mac is determined to offer...whether she wants it or not.

Together, they discover why Phillip had to die and uncover who was behind it...with Ike's life at risk in the end.