Willardson, Chad: - Chad Willardson, CFF, CRPC(R), AWMA(R), is the President of Pacific Capital, a fiduciary wealth advisory firm he founded in 2011 that serves high net-worth entrepreneurs and families. He is the author of three best-selling books: Stress-Free Money, Smart Not Spoiled, and Beyond the Money. He co-founded GravyStack, a new banking app that helps kids manage money, and is the co-host of The Smart Money Parenting Show-the #2 Podcast on Apple worldwide for Parenting, Kids & Family. Chad also manages a $660 million investment portfolio as the elected City Treasurer in his community. Chad is recognized as one of the top wealth management experts in the country and has appeared in The Wall Street Journal, Forbes, Inc., CNBC, NASDAQ, Yahoo Finance, U.S. News & World Report, InvestmentNews, and Financial Advisor Magazine; he also writes for Entrepreneur. He lives in Southern California with his wife, Amber, and their five children.